Fees & Disclosures
Fees and Our Fiduciary Responsibility
WE TAKE YOUR FINANCIAL FUTURE SERIOUSLY
Peak Wealth Planning, LLC is a Registered Investment Adviser (RIA). As an RIA, we have a responsibility to act in your best financial interest. Before we recommend a specific investment, we take the time to understand your financial situation and goals. Through a confidential planning process, we work with you to create a financial plan and an Investment Policy Statement (IPS) that guides our recommendations and actions.
Peak Wealth Planning is compensated for the amount of assets we manage for your family. Our fee covers the research we do for you, the assets we protect and grow, and the advice we provide. We are not compensated for selling you a specific mutual fund, stock, or other investment product.
Peak Wealth Planning provides fee based advisory services. We may receive a commission on life insurance, long term care, or other insurance products recommended to you in the course of financial planning.
Our annual fee depends on the complexity of your financial situation. Examples are below.
Single person with one or two workplace accounts and no investment property or trusts
Couple with two to four workplace accounts and no investment property or stock options
Couple with more than four investment accounts, stock options, investment property
Entrepreneur with a private business or multiple real estate holdings
Entrepreneur with multiple businesses and trusts, requiring monthly coaching
There is a minimum one-year commitment for our Financial Planning services. Our annual fee is billed quarterly in arrears. Payment is due within 30 days.
Peak Wealth’s investment management fee schedule is shown below.
Our minimum account size for new investment management clients is $1 million. The 1% fee is billed quarterly in arrears. This fee is to manage the investments (stocks, bonds, cash and funds) in your IRA, brokerage, trust, Roth IRA or other account.
ETHICS AND STANDARDS
The founder of Peak Wealth is a CFA Charterholder and Peak Wealth adheres to the CFA Institute Code of Ethics and Standards of Professional Conduct.